Who's Insured with who??
Turbo Mini Forums

Any ideas on who could insure us?

I'm been with adrian flux for a while now, and was thinking i might be better having a change (maybe cheaper i mean!), who are you all insured with?

MW

Best 1/4 mile 13.2 seconds @116 mph
First 5 port miniturbo to make over 200 bhp on a carb?
First 5 port miniturbo to make over 200 bhp on Injection?

http://www.mattwoodsphotography.com

All my bikes and my 3 minis are insured through my work for free I am from Scotland and dont like paying for things.

http://www.rabdunn.co.uk/

Try HIC. They are the only company that seem to come close to Flux's for modified stuff.

I rang around last year and got told A Flux is the only company to touch a car with a roll cage fitted. WHY I have no idea. So Flux it was for around 300 notes 3rdparty. I'm 34 with 1 years no claims and no accidents or convictions.
So I?d also be interested in other companies that insure modified cars with cages fitted.

Two things are infinite: the universe and human stupidity; and I'm not sure about the the universe.

willie mine was ?280 fully comp, protected, garenteed for ?4000 with accidental cover for track days ect and was with hic via highway.

always looking for them bigger bunches of bannanas

Yes I agree, my track day car is also insured with HIC, has a cage and is extensively modified but is covered with all mods declared, salvage retention, agreed value, track day cover, 2 drivers, 6000 road miles per year for ?520.

HIC dont mind cages at all. they dont add any premium for them either.

HIC for me as well, they seem better organised than Adrian Flux.

Chris

SURETERM CRAP! and BUDGET!
keep away from these cowboys, would take me too long to tell you all

i have had BIG dealings with insurance companys over the years as my son gave me MASSIVE heart ach some years back smashing his shitty nova up

he had 6 claims on- going

it did my head in with the paper work!

if it goes wrong insurance companys are like black clocks the scuttle for the skirting boards

they will not pay out if possible!

make sure they are a member of say............

1/british institute of insurance body

2/ombudsaman buroe

3/insurance brokers registration counsil

4/british association of insurers

ASK them (if they are not) !!!!!!!!!!!!111

YOU BET THEY WILL SNAKE OUT OF PAYING YOU

as they have no one to answer to!

it happend to my lad WITH BUDGET INSURANCE

so be carefull chaps

thanks chaps, looks like HIC is going to be getting a call from me very soon.

Thanks
MW

Best 1/4 mile 13.2 seconds @116 mph
First 5 port miniturbo to make over 200 bhp on a carb?
First 5 port miniturbo to make over 200 bhp on Injection?

http://www.mattwoodsphotography.com

Just been surfing have a look at the link

http://www.matey-matey.com/hic.shtml

seems like hic are in with flux any way!

Best 1/4 mile 13.2 seconds @116 mph
First 5 port miniturbo to make over 200 bhp on a carb?
First 5 port miniturbo to make over 200 bhp on Injection?

http://www.mattwoodsphotography.com

eh?

they are definately two different companies..?

Tom maybe it's me, it normal is lol

Just want there for a quote but not sure now.

Best 1/4 mile 13.2 seconds @116 mph
First 5 port miniturbo to make over 200 bhp on a carb?
First 5 port miniturbo to make over 200 bhp on Injection?

http://www.mattwoodsphotography.com

100% sure.

Got a quote off both companies last year for my road car insurance, HIC were cheaper by ?25 so I decided to go with them.

Phoned back on insurance day to pay them a large sum of money, going through the quote with the bloke and he reels off all my car details to check they are correct, and they had got the model incorrect (they thought my Citroen Xsara was a VTR 1.6 8v when infact it is a VTS 2.0 16v). They requoted and the price went up loads, phoned Fluxes back and they stuck to their original price and had quoted against the correct model, so I paid them the money and so far so good they have been pretty efficient.

A good tactic is to phone them up one after the other and play prices off against each other, they are well aware that they are in a pretty closed market as they are the cheapest by far for enthusiast types with fast cars, but you might be suprised how much bargaining power there is to be had.......

i'm with HIC, think it was about 260 squid, all mods declared including cage! with an agreed value and other good stuff i cant remember at the moment!

““A turbo: exhaust gasses go into the turbocharger and spin it, witchcraft happens and you go faster.”” - Jeremy Clarkson

GO for th cheapist with the same cover !!

but BE very CARFUL on the above!! chaps.

IF THEY CAN GET OUT of PAYING UP THEY WILLLLLL!!!!!

god forbid if it goes PEAR SHAPED !!!!!

look at the smalll print!

HIC couldnt touch the price i got for my everyday motor from norwich union. in fact no1 could at all.
online gets you a bigger discount as well.

cheers again i'll take that on board, i'll let you know how i get on.

Best 1/4 mile 13.2 seconds @116 mph
First 5 port miniturbo to make over 200 bhp on a carb?
First 5 port miniturbo to make over 200 bhp on Injection?

http://www.mattwoodsphotography.com

Team Racing

fook all!

There has to be no other car on the track IIRC

thought there would be a catch

Team Racing

yep, trackday cover means no other cars, and a full tracks worth of safety marshals and equipment are present.

Doesn't happen that often.

I've seen a worse scam with trackday cover...

They would let you go on track with other vehciles.. but your excess when up to 1500 quid... but thats not all the excess was the entine 24 hours of that day.

So one little knock out on the road and you had to pay up the 1st 1500 of ANY claim

Alex

AlexF

My mate has a few very interesting cars which hardly ever get used, old TVR went about 20 miles last year, etc, etc. He has this approach.

My car is an X with a non-standard Y and Z, I want you to give me an A4 piece of card which says "insurance certificate" on it and I also want to keep my car if I crash it. I plan to do less milage than your cheapest policy. Basically I want a piece of paper I can show the cops for a producer.

I've been majorly stung for some pretty mundane vehicles and fucked around the times I have needed them. It's legal piracy, get the cheapest piece of A4 card you can.

I'm with Footman James at the mo but the car keeps evolving, they don't seem to give a toss. I'm sure the policy is just a piece of card.

Bugger off, I'm getting there.

es fließt durch meine venen