Insurance and heavily modified Turbo Minis (with carbon fibre bits)
Turbo Mini Forums

I know this question gets asked a lot but please bare with me.

If you have what’s is more or less a modified miglia/competition car with a highly modified engine, carbon fibre door’s, bonnet/front end, roll cage, roll bars etc, who you go to for insurance?

Adrian Flux and HCI etc and the usual suspects or is there such a thing as tack day car insurance which covers you for limited road use etc. I am just thinking places like Adrian Flux are going to charge a massive amount for a car, which will only travel about 500 miles a year maximum on the public roads.

Any one got any ideas?

Competition Car Insurance is who you want.

http://www.competition-car-insurance.co.uk/

Have you moved, thought you lived in Crewe?

Fastest 998 mini in the world? 13.05 1/4 mile 106mph

Will i have moved house but the car is still in Crewe for the time being as i cannot fit two minis into a modern garage DOH.

Thanks for the link, just reading through their site do they insure you if you only intend to use it for track days? And whats there service like (I am assuming you use them now or have done in the past for the TT ?)

We insure the TT for storage and transport, so not actually insured for events. However, a mate insures his Fiesta for road and hillclimb use. I've had no issues with them, and would recomend them.

Fastest 998 mini in the world? 13.05 1/4 mile 106mph

Hic have sorted me out with decent quotes £180 fully comp i think, agreed valuation, track day insurance, breakdown cover, and it allows you to drive other cars 3rd party, what more do you need? :)

https://www.facebook.com/pages/Fusion-Fabri..._homepage_panel

www.fusionfabs.co.uk



1/4mile in 13.2sec @ 111 terminal on 15psi

I've just been quoted £214 for TPFT by HIC for my N/A MG Metro engined Sprite.

Sounds high compared to your £180. Did you haggle for that and have you got any NCB?

Saul Bellow - "A great deal of intelligence can be invested in ignorance when the need for illusion is deep."
Stephen Hawking - "The greatest enemy of knowledge is not ignorance, it is the illusion of knowledge."

I wasn't allowed to use my NCB as it was on another car.

I had it on classic car insurance 3000 mile limit.

Ive been with them for 3 years so I think they made it cheaper, it used to be about £350ish a few years back.

https://www.facebook.com/pages/Fusion-Fabri..._homepage_panel

www.fusionfabs.co.uk



1/4mile in 13.2sec @ 111 terminal on 15psi

HIC trackday cover... LOL!

Read the small print!

i've gone with hic too. 191 fully comp. the trackday cover is better than nothing at all tho! the best thing is the like for like parts i recon. mines a 3000 miles policy too with 0 NCB

balls to the blower!!!



1330,stage3 head, gt1549, canems ecu, S/C box and drops

HIC trackday cover isnt actually worth anything if you read the small print. or it wasnt last time i read it.

Basically no other cars on track etc etc.

I agree with TD/Iain about the trackdy cover, it isn't really worth a wank.

However my track car is insured for road use with them, less than 4k miles per year, agreed value, 2 named drivers, £310 last year.

re: track day cover ...... there are very few accidents on the track , most of them are within 400yds of the enterance to the track ..it is amazing how a car can come off the road so close to the enterance !! i am surprised that car ins companies say no cover within 5 miles of any track ..lol

Everyone knows that instructions only have to be read if the thing doesn't work....

I am not actualy after track day cover chaps just road cover so i can drive it to rolling roads mot and just test any improvments i make to the car, as well as traveling to and from track day's not actualy on the track.

limited mileage , classic ins

Everyone knows that instructions only have to be read if the thing doesn't work....

I pay around £300 fully compfor my mini, basicly a road legal miglia, with a 16v turbo engine

Edited by Jimster on 24th Aug, 2006.

Team Racing

who is that with Jim ?

hic i believe

ffs every where i have phone has quoted miles higher than these quotes, maybe i am in a bad area or something however cheapest I have found is £900 with 3,000 miles on classic insurance though only being 25 may have something to do with it?

im 22 and my insurance is £310

how strange? so your on classic, limited miles, do you have security? is it in a garage?

i pay ab out £400 all mods decleared. rollcage buckets turbo etc, live in liverool so dont think area got owt to do with it. im with HIC.

no longer a series, but still 1.3 turbo.