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paul wiginton
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I paid up front way over £1000 for a Chinese 6 month course of herbal remedy and accupuncture for psoriasis which Im half way through and it is working.

The franchise has just gone into administration as has closed down so I cant complete the course and Im a shit load cash out of pocket.

Ive been on the phone to the Administrators who said they will be in touch.

Not thinking this would happen, I paid up front by debit card not credit card unfortunately.

What chance do you think I have of getting my dosh back?

Paul

I seriously doubt it!


AlexB
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Slim to none I'd have thought mate - a real shitter.


paul wiginton
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Just as I thought

I seriously doubt it!


joeybaby83

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Similar deal happened to me with a gym when i was at uni, was alot less, but didntgetanything back unfortunately, def worth a try though, take them to small claims etc

"Turbo's make torque, and torque makes fun"

"did you know you can toast potato waffles?"



Mini_Andy

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as bad as this will sound, you will get sweet fuck all back. why did you pay upfront if you don't mind me asking?


AlexB
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The boring bloke who runs this place.

Berkshire

It probably cost less paying up front, like Gym memberships or insurance?


Nicky
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Something changed last year to give debit cards the same comeback as credit cards but it hasn't been publicised. I'll try and find a link if someone reminds me later.


paul wiginton
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Nicky youre great

I paid upfront to get it for £1250 instead of £2500

Pissed off Paul

I seriously doubt it!


Mini_Andy

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blimey what do they offer for damn near £100 per week *wink*


paul wiginton
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On 31st Mar, 2009 Mini_Andy said:
blimey what do they offer for damn near £100 per week *wink*


Fowl tasting herbal tea, herbal wash, accupuncture and cupping.
Expensive I know but Ive had psoriasis on my legs for 20 odd years and this was working.

Just done some digging in tinterweb and Visa debit card does the same protection as credit cards. Typically mine is Switch/Maestro which does not.

Still pissed off paul

I seriously doubt it!


Mini_Andy

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how far into the course are you?


Nicky
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Visa Debit Chargeback - The Facts

November 8th, 2008 • Related • Filed Under • Bookmark and Share

The majority of us are now aware of the benefits of using our credit cards in terms of the insurance it offers us in the event the supplier is unable to offer the goods and services we have paid for. But did you know that you can also claim the money back if you have paid on your Visa Debit card? And unlike your credit card, which imposes a minimum spend of £100, you can claim back any amount of money.

The process is called Visa Debit Chargeback, and, as the name suggests, is a procedure in which the banks will ‘charge back’ the value of the original transaction directly from the supplier’s bank, and pass this amount on to you.

All banks who issue Visa debit cards have only recently agreed to process chargeback requests, and there is still widespread confusion over what it is and how it works. Therefore if you meet a dead end in your discussions with bank staff, persist. The facility is there for you to take advantage of.

Invoking the chargeback procedure

If you suspect your card has been used fraudulently, if the goods and services you bought with your card are faulty or if they do not materialise, then you should contact the bank who has provided you with your Visa debit card within 120 days, requesting they initiate the chargeback process. It does not mean you will automatically and immediately get your money back. It will initially become a ‘dispute’ in which the claim will be fully investigated by both banks before any money is returned.

http://whatconsumer.co.uk/visa-debit-chargeback/


Nicky
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Ah, so maybe no help with Switch afterall :( sorry.


apbellamy

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Still usefull though Nicky

On 11th Feb, 2015 robert said:
i tried putting soap on it , and heating it to brown , then slathered my new lube on it

*hehe!*


BENROSS

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Mitsi Evo 7, 911, Cossie. & all the chavs ...... won no problem

i suffer from psoriasis paul for some 35 years and its a rat to sort out

sorry to hear you plight buddy






paul wiginton
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On 31st Mar, 2009 Mini_Andy said:
how far into the course are you?


3 months into a 6 month course

Paul

I seriously doubt it!


Nic

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Whats Psoriasis?


minivan rick

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skin trouble nic , don't worry u can't catch it.. !!


had eczema all my life so understand that paul ...

Don't go slow !!! Go Turbo :))))))


paul wiginton
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On 31st Mar, 2009 minivan rick said:
skin trouble nic , don't worry u can't catch it.. !!


LOL

I seriously doubt it!


James_H

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i dont know what it techinically is but ive heard of it alot.

took me a while to realise what it was as ive only heard it said and not seen it spelt.

Lose the P nic and im sure you will have heard of it before?

or is it just me thats stupid enough not to realise what it was?

Edited by James_H on 31st Mar, 2009.


paul wiginton
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You know how your skin sheds and reproduces itself, well psoriasis is when it reproduces faster than it sheds.

Benross, I feel sorry for you, thats longer than Ive been alive.
Have you found anything that works?......well obviously not if youve had it that long.

Paul

I seriously doubt it!

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