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 6729 Posts Member #: 618 Post Whore Glasgow |
4th Sep, 2009 at 02:12:34pm
right, I sold a few bits on e-bay yesterday and I've now got a guy wanting my bank details to do a tranfer - he said he had to get rid of his account because he got his wallet stolen and can't use paypal. He (or she) also has no feedback.
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940 Posts Member #: 1424 Post Whore Carnforth, Lancs |
4th Sep, 2009 at 02:19:18pm
It should be safe enough and you shouldn't need to give anymore than the sort code and account number. But I can understand your cautiousness!
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 16540 Posts Member #: 4241 King Gaycharger, butt plug dealer, Sheldon Cooper and a BAC but generally a niceish fella if you dont mind a northerner Rotherham, South Yorkshire |
4th Sep, 2009 at 02:20:19pm
cheque or postal order all the way! On 11th Feb, 2015 robert said:
i tried putting soap on it , and heating it to brown , then slathered my new lube on it 
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 9502 Posts Member #: 1023 Post Whore Doncaster, South Yorkshire |
4th Sep, 2009 at 02:22:39pm
i have used it a few times on ebay but with no feedback aswell, it sounds a bit dodgy
Yes i moved to the darkside |
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 (2)[/url] by [url=https://www.flickr.com/photos/150672766@N03/]Rod Sugden[/url], on Fli) 5988 Posts Member #: 2024 Formally Retired Rural Suffolk |
4th Sep, 2009 at 02:38:00pm
There is very little someone can do with your sort code and account number except pay money into it.
Schrödinger's cat - so which one am I ??? |
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 2102 Posts Member #: 432 Post Whore Swindon |
4th Sep, 2009 at 02:54:22pm
you can sign up to direct debits cant you? i would avoid personally, tell them to send a cheque.
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5988 Posts Member #: 2024 Formally Retired Rural Suffolk |
4th Sep, 2009 at 03:32:13pm
On 4th Sep, 2009 Mini_Andy said:
you can sign up to direct debits cant you?... That, as far as I'm aware, is the only possible mis-use of a sort code and account number. But the banks are so well aware of it there are many protections in place, many more than there used to be. For a start the DD has to be to another bank account so 100% traceable. More importantly, as you will have found if you've ever tried to set a direct debit up recently, the receiving organisation wants a lot more than just the sort code and account number to prove identity. Electronic verification of my identity from my (new style) passport number has been the latest (it cross references passport address and name to bank account holders address and name) and prior to that it was certified copies of things like driving licence or actual utility bills. And with a DD you're protected by the banking code - any unauthorised DD is immediately refundable - hence the extra measures the banking industry has gone to to protect this sort of scam. So, personally, I don't worry about it - my sort code and account numbers are on at least 50 databases spread across various companies, banks etc and I personally think the chances of them being hacked into and the information trying to be mis-used is far greater than some lone individual mis-using it. Statistically, you are more likely to have real fraud committed against you (assuming you bank online) by either responding to "phishing" emails or by not having a decent virus checker installed allowing your passwords etc to be monitored...... Just my view :) Schrödinger's cat - so which one am I ??? |
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6729 Posts Member #: 618 Post Whore Glasgow |
4th Sep, 2009 at 04:07:45pm
cheers guys;
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Site Admin  8506 Posts Member #: 16 Sold the turbo and seeing what the C20XE can do! Near Lincoln |
4th Sep, 2009 at 07:04:54pm
i wouldnt worry as rod says. i mean if it doesnt come through in 5 days then you then know he's up to something. DD's come out after a fair while and are also sent to you in writing so you would always know.
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5988 Posts Member #: 2024 Formally Retired Rural Suffolk |
4th Sep, 2009 at 07:28:01pm
On 4th Sep, 2009 iain said:
..... soooo much easier than having to go to the bank etc with cheques. Best point of all..... and if your bank and his are BOTH part of this new FPS scheme - 1/2 the banks are so a 25% probability both of yours will be - you have the money securely in your account within 2 hours. If not, 3-5 days for it to be secure. Even at 3-5 days, so much better than sodding around with cheques :) Schrödinger's cat - so which one am I ??? |
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6729 Posts Member #: 618 Post Whore Glasgow |
5th Sep, 2009 at 08:03:03pm
cheers guys for the advice. the biggest issue was that he said he had closed his account because he had his wallet stolen so I'm not altogether sure how he was going to do a bank transfer anyway - if he could do a bank transfer, i've no idea why he couldn't do a paypal transfer.
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3006 Posts Member #: 2500 Post Whore Buckinghamshire |
6th Sep, 2009 at 07:47:42am
Most of the above is sensible, but I disagree with Rod as to what can be done with a sortcode and account number. This is essential information that a "phisher" seeks, in addition to other personal details So, although there are safeguards built in to the banking system that allow any normal, aware person to protect themselves,just make judgement call on someone who says he has no bank account, but can do a bank transfer and also bullshits about how he cant use PayPal because his wallet was stolen.
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