Total loss advide
Turbo Mini Forums

Hey looking for a bit of advice with the mini. Here's a bit of history -

its a 92 spi cooper in excellent condition. the mini got vandalised last year and we claimed on our insurance. They paid out something in the region of £2.5k for a full re-spray, maybe a little more. - someone keyed the whole car. this got done so its in good condition.

We changed insurance company when it was time to renew. Last week i crashed it. :( My fault, didn’t see someone on the motorway, small damage to both front wing, went into the barrier backwards hitting the passenger rear lights and bent the rear subframe a little.

The price for these repairs came to £2494, Insurance said its a write off and have offered us £1600, and told me it had been written off in 1999 (before we got it) - no agreed value.

Obviously last year they valued it at a bit more than that to pay out 2.5 k to spray it.

How do i prove its worth more? will last years insurance company have a report from when they valued it?

Normally you have to send them a letter, listing why, and with adverts of similar cars with the values that will give you what you want

Quite often they will go in with a low value you just have to argue the price up and stand your ground

Edited by Nic on 18th Dec, 2009.

My mum did what Nic says and her car ended up getting fixed.

i have done what nic suggests through Toyota who banged me 6k on top of the insurance valuation

sorry for mistakes my spell check seems to no be working

edit fixed now lol

Edited by Brett on 18th Dec, 2009.

Yes i moved to the darkside

Instagram @jdm_brett