refused car insurance
Turbo Mini Forums

first time iv had this happen to me got a letter from my mini insurance company saying my insurance was due for renewal could i give them a ring so phone them up and after the nice lady starts to ask me loads of questions i say to her that they have all the answers on record the car hasnt changed she says we will have to ring you bk so get the phone call and the guy say we cant insure you sounding thick as pig s#it. i asked him why he r eplys i dont know i say can you find out he asks his boss and still says he dont know i dont fit the criteria,Mr flux to the rescue

Done now needs redoing lol

which company was this?

sureturm i dint understand as they insured me for the last year

Done now needs redoing lol

Its not unknown for certain companies to change criteria during the term of a policy.

mate i have just had the same thing with them!!! asking for chassis and registration number of donor car for my engine. i was like, i bought it 15 years ago from a mini breakers and it was already removed. now, they havent even rang me back and the insurance runs out on sunday. im looking elsewhere too now

balls to the blower!!!



1330,stage3 head, gt1549, canems ecu, S/C box and drops

it was the fact that they couldnt tell me why they couldnt insure me but oh well

Done now needs redoing lol

i had something similar with mine when it was last on the road. the policy came to an end and the renewal price was twice what it was originaly. reading the print they said that the current underwriter was no longer willing to insure the vehicle so the broker gave me their next lowest premium, yeh! right! don't think so!

Insurance companies also push their premiums up considerably after the second year, and when you phone to complain that you can get it cheaper elsewhere they are quick to point out that it is an introductary offer. So what! I'll renew every year and take advantage of those introductary offers then! Some companies will price match at that point which shows its all just a load of bollox!

Watch out for Adrian Flux
by far the cheapest hence why i renewed with them but if you pay monthly the terms are ridiculous!

also threatening to cancel my policy as my gf cant find her paper license counterpart to photocopy as a named driver!
never been requested for a photocopy of my license before let alone additional drivers >.<

starting to remember why i left them after my first years insurance!

Reading up on RTS Clutches

been with flux twice, was hit by an un insured driver they tryed to write the car off car was 10k+ the damage was half that ( still alot) me and the toyota dealer threatened them with court action and they payed up
cheap but total BACs

Yes i moved to the darkside

Instagram @jdm_brett

I use Admiral, they now insure modified cars, metro all mods declaired and same with the clio £860 for both cars 3points and a ban on my licence 24yrs old when I got the policy and 7yrs ncb

Drives
-Ford S-max Mk2 Ecoboost
-Rover 100 VVC #2 - track project

Searching is all you need on TurboMinis

a BAN!! what the hell you do?

Yes i moved to the darkside

Instagram @jdm_brett

How old / many NCB do you have now?

admiral F*$&ed me too hence why im back with flux :(

tried billing me £500 A MONTH for my skyline on renewal bahaha

Edited by WRLondon on 15th Aug, 2013.

Reading up on RTS Clutches

Yes i moved to the darkside

Instagram @jdm_brett

I'm with admiral at the moment, 300 per year with all mods declared, would have been 220 with no mods, 998 and I'm 21 with 3 years ncb

Not bad, must be getting on brett Lol!

i'd be happy with that jake
mines £260 a year with the heavily modded cabrio agreed insurance of £15k
+3rd party on any car insured or not

5 years NCB @ 23
*cough* i mean 18 *rolls eyes*

Reading up on RTS Clutches

On 15th Aug, 2013 WRLondon said:
Not bad, must be getting on brett Lol!

Yes i moved to the darkside

Instagram @jdm_brett

One of the compensations for getting old, as well as being a long standing club member with a club insurance scheme - I insure both the blobule and the van, comprehensive, agreed value, no mileage limitation, both turbocharged and all mods declared and the renewal, due in the next 10 days, is £112.

my insurance for the mini is £120 a year

I remember hearing and seeing pictures of that. I'd rather be in Pauls position and be hit up the arse at 70 by a wall than any speed in a volvo haha.

Adrian Flux aren't supposed to sell heavily modified car insurance, so you're lucky if you can get insured with them in the first place.

It usually depends entirely on who you speak to when you get a quote/re-quote.

On 15th Aug, 2013 Brett said:

On 15th Aug, 2013 WRLondon said:
Not bad, must be getting on brett Lol!

26 now mate it flies by, post 25y/o makes the world of difference had a mkiv tt6 supra at 19 but had to wait till i was 25 for insurance on the skyline figure that out

Reading up on RTS Clutches

I had the same when i had my scoob, they wouldnt renew my policy as i wasnt over 25, and they werent very helpful when i asked why as i was not 25 the year before

I tried Admiral but it ended up significantly cheaper insuring the cars separately

my insurance last year was around 180 i think this year 320 with flux 32 mods but i get like for like replacement which iv never had including mods and engine and 6k value

Done now needs redoing lol